AUTHOR'S BIOGRAPHY Imroducing Professor Ajay Dwivedi, a profesace and academie lumunary in the field of Finance. Currently holding the prestigious position of Professor of Finance at the Department of Financial Studies, VHS Purvanchal University, Jaunpur In addition to his role as a Professor, Profesor Dwivedi also serves as the than of Students Welfare at VIIS Parvanchal University, Before his temure at VBS Purvanchal Claivemity, Professor Dwivedi served as an Associne Professor at the Faculty of Business and Examandes, Mekelie University, Ethiopia. His iternational exposure and collaborati tion with organize ganizations like the United Nanons Nations De Development Program have enridsed his academic portfolio and expanded his horizons. Professor Dwivedi's areas of expertise ncompass a wide spectrum of finance-reland subjects, including Corporam Finance, Investment Banking, Financial Derivatives, Financial Modeling, Business Valuation, Microbrance, and Entrepreneurship. His passion for research has resulted in mumerous published research pupeis and articles, not only in his specialized areas but also on antemporary issues of global significance Introducing Shikha Dubey, adeducated and accomplished Ph.D. Research Scholar as the Depurmen of Financial Studies within Veer Bahadur Singh Porvanchal Larsensity, Jaarpur, Uttar Pradeshi Shikhu's academic journey is mirknd by a profound passion for exploring diverse facen of finance and implications on ociety Ha Her msearch interests encompa pass a wide spectrum, meluding Murofinance, Financial Literacy, the transitiom to a Cashless Economy, Women's Empowerment, and Rural Developrirent. Through her in-depth investigations, Shikha arives to shed fight on artical isses that have a significant impact on the financial landscape and the of indissdaals and communities. She has made significam contributions to her held, having authored much papers that have been recognized and published is greitigious joumals such as SCOPUS, UGC Care, and UGC-approved pubications. Beyoond her research endeavors, Shuklas is also a published author Her book, tind Bauness wss Management Lexicon, is a valuable resosere that is available globally Shrishti Singh. an emerging force m the realm of academia, is introduced as a dynamic and dedicated faculty member at the United uf Ma anagennem, situated in the vibrant city of Prayagraj. Unar Pradesh. With an impressive professional background that inclodes wint at Prasad Institute of Technology, Jaunpur, Shrishti brings a wealth of experience and knowledge to her current role. Shrishi's academic journey is characterized by an unwavering passion for delving the multificeted dunensions of finance and its profound impact on society. Her inquisitive mind has lost her to explore varieses areas within the financial landscape. with a particular focis on Corporate Finance, Financial Derivatives, Financial Litcosy and Entrepreneurship Sachin Mishra, a duringuished figure in the financial malm, cumamly serving as the Manager of Pongal National Hank, Mr. Mishra bemgs over four years of invaluable experience in the dynamic field of hask ing. Beyond his impeccable financial acumen, he possesses a keen interest in the intricny Jandscapes of Banking, Fiomce, and the Stock Market. Mr. Mishra has seamlessly integrated his dual passions for mutshers and naratives. Hes joumey is a book editor unveila a unique blend blend of of anal analytical precision and literary time Hir His role as Deputy Manager ar Punjab National Hank has allowed. him to accumulate a wealth of experience, empowering him with insights that extend heyond the balance sares and into the heart of financial narratives.